References to 'you', 'your' and 'yours' are references to the person requesting the Grant Sellers Service.

References to 'we', 'us', 'our' and 'ours' are references to Grant Sellers, a United Kingdom based business owned by Stephen Sellers.

The 'Terms' means these terms and any supplementary terms which we notify you of under Clause 10.c below, as amended from time to time.

The 'Contract' means the contract entered into between us and you when you accept the Terms in accordance with Clause 1.2 below.

You agree that any use by you of Grant Sellers services shall constitute your acceptance of these Terms.

We will take reasonable care to ensure that any information provided to you by the Grant Sellers Service is an accurate reflection of the information contained in our computer systems or, where the information is provided by a third party, accurately reflects the information we receive from that third party. Due to the nature of the product and circumstances beyond our control, we do not warrant that the information provided by the Grant Sellers Service or Reports produced therein is totally accurate or error free.

You agree that unless we have specifically agreed with you otherwise, we shall have no liability whatsoever for:

• (a) any equipment, software or associated user documentation which any party other than us produces at any time for use in connection with the Grant Sellers Service or;

• (b) any services through which you access the Grant Sellers Service or which you access through the Grant Sellers Service which are not controlled by us.

We shall not be liable to you for any loss you suffer due to any event or circumstances beyond our reasonable control which leads to the Grant Sellers Service being wholly or partly unavailable such as but not limited to technical breakdown, strikes or other industrial action or communications or power failure. You may be able to reduce your loss by writing to us instead.

Our records, unless shown to be wrong, will be evidence of your dealings with us in connection with the Grant Sellers Service.

You agree not to object to the admission of our records as evidence in any legal proceedings because such records are not originals, are not in writing or are documents produced by a computer.

Where you give us an instruction or request a transaction through the Grant Sellers Service the Terms will apply in addition to the existing terms and conditions in respect of your dealings with us even if you have not signed such terms and conditions. In the event of any inconsistency the Terms will apply.

Please note that 'www.grantandcompany.co.uk', 'Grant Sellers' and our logo are trademarks.

We have a licence for or own all copyrights for our internet web site(s) through which you access the Grant Sellers Service and all trademarks and other materials used on it.

All website design, text, graphics, the selection and arrangement thereof, and all software compilations, underlying source code, software (including applets) and all other material on this website are copyright of Grant Sellers unless otherwise specified.

You are only allowed to print, copy, download or temporarily store extracts from our internet web site(s) for your personal information or when you use the Grant Sellers Service. You are not allowed to alter anything and any other use is prohibited unless you first get our written consent. Note that nobody may use any part of our internet web site(s) on any other web site, or link any other web site to our internet web site(s) without such consent.

You understand that we, or any third party to whom we have transmitted information about you or your account, will be required to disclose this information if legally compelled to do so (whether by English law or the law of any jurisdiction to which such information is transmitted).

You are liable for any telephone charges and any charges made by your Internet Service Provider as a result of the use by you of the Grant Sellers Service.

When we introduce new services under the Grant Sellers Service we may provide them on supplementary terms which will be notified to you from time to time in accordance with these Terms.

The site(s) through which you access the Grant Sellers Service and the Grant Sellers Service site are subject to change by us. Unless we have specifically agreed to give prior notice to you, we may make such changes (including changes to layout) without notification to you.

We may modify these Terms on not less than 30 days notice to you or such shorter period as is necessary for the effective operation of the Grant Sellers Service.

You may terminate this contract at any time within 30 days of entering into the contract if you change your mind. This will not affect any rights or liabilities accruing to either party before this contract is terminated. Thereafter this Contract may be terminated by either party giving not less than 21 days notice to the other.

From time to time we may advertise products or services on our internet web site(s) through which you access the Grant Sellers Service or through the Grant Sellers Service itself. If, in relation to other agreements between you and us, you have asked us not to send you any marketing material (or if you do so in the future), you agree that this restriction will not apply to these electronic advertisements and consent to receiving them when accessing our internet web site(s) and/or the Grant Sellers Service.

You should be aware that we may deploy a very high level of encryption. The use of such levels of encryption may be illegal in jurisdictions outside the United Kingdom. It is your responsibility to ensure that, if outside the UK, your ability to use the Grant Sellers Service is permitted by local law and we shall not be liable for any loss or damage suffered by you as a result of not being able to use the Grant Sellers Service in these jurisdictions.

The Grant Sellers Service is accessed through the Internet which is a public system over which we have no control. It is therefore your duty to make sure that any computer or other device which you use to access the Grant Sellers Service is free from and adequately protected against acquiring computer viruses and other destructive or disruptive components.

Due to the nature of the Grant Sellers Service, we will not be responsible for any loss of or damage to your data, software, computer, telecommunications or other equipment caused by you using the Grant Sellers Service unless such loss or damage is directly and solely caused by our negligence or deliberate default.

The Grant Sellers Service takes the security and privacy of its systems and its customers' data very seriously. We constantly review our systems and data to ensure the best possible service to our customers. Parliament has created specific offences for unauthorised actions against computer systems and data. Grant Sellers will investigate any such actions with a view to prosecuting and/or taking civil proceedings to recover damages against those responsible.

By using the Grant Sellers site, you agree to the capture and use of your data in accordance with the terms laid out in the site's privacy policy and the customer terms and conditions relevant to the different service offerings contained on the site. For more information on our privacy policy please click here.

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, Grant Sellers:

• (a) excludes all representations and warranties relating to this website and its contents, including in relation to any inaccuracies or omissions in this website; and

• (b) excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised Grant Sellers of the possibility of such potential loss) or any indirect consequential and incidental damages.

Grant Sellers does not however exclude liability for death or personal injury caused by its negligence.

The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer are affected.

Grant Sellers may make changes to the contents of this website, including to the descriptions and prices of goods and services advertised, at any time and without notice. Personalisation of the site based on user activity and preferences may change the appearance and contents of this website at any time.

Some information on this website is taken from sources external to Grant Sellers or is of a type that changes frequently. In particular, you should confirm offline the accuracy and currency of information about prices, compensation limits and conditions before relying on it.

Due to the general nature of the Report(s) produced by Grant Sellers, any information contained within or implied by such report(s) does not constitute financial and/or professional advice offered on behalf of Grant Sellers.

You may not create a link to any page of this website without the prior written consent of Grant Sellers. If you do create a link to a page of this website you do so at your own risk and the exclusions and limitations set out above will apply to your use of this website by linking to it.

Grant Sellers does not monitor or review the content of other party's websites which are linked to/from this website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by Grant Sellers and Grant Sellers should not be regarded as the publisher of such opinions or material.

Although Grant Sellers uses reasonable endeavours to ensure that any software made available by it on this website is suitable for use by third parties, all such software is provided "as is", without any warranty of whatsoever nature. Specifically, and without limitation, Grant Sellers does not warrant that any such software is virus free, without defects, Year 2000-compliant, compatible with other software or operating systems or suitable for any specific purpose.

Grant Sellers accepts no liability for any loss or damage of whatsoever nature caused by the use of any such software, provided that Grant Sellers's liability for death or personal injury caused by its negligence is not excluded. The general provisions above continue to apply to any such use of software.

These terms are governed by the laws of England. All disputes arising out of your access to this website are subject to the exclusive jurisdiction of the English courts. If any of these terms are deemed invalid or unenforceable for any reason (including, but not limited to the exclusions and limitations set out above) then the invalid or unenforceable provision will be severed from these terms and the remaining terms will continue to apply.